BIBA has created a skeletal agreement (accessible, click here) on several member requests. This document was drawn up on the basis of an initial agreement drawn up by Higos Insurance Services Ltd of Wells, Somerset, which gave their kind permission to produce in this format. This is a previous agreement in which one company (the principal) authorised by the ACF appoints another (the appointed representative) as the designated representative and contract agent in accordance with the Financial Services and Markets Act 2000 to designate the regulated activities of: Please note that it is the member`s responsibility to ensure that such agreements comply with regulatory requirements, and the company should, if necessary, seek independent professional legal advice. An overview of this precedent can be found here: Agreement on Appointed Representatives – Overview. . . .